Political Insanity: My Investment is Suspended

Dear Governments of the United States, North Carolina, New Hanover County, and the City of Wilmington, I am writing to inform you that after careful review of your financial records to date, I have determined that your organizations are not fiscally sustainable in their current configuration.  Not only did I not experience gains on my investment as you promised I would, but my principle investment is now gone due to your mismanagement of the funds to which I have contributed.  As such, I find it necessary to suspend my investment in your organizations effective immediately and continuing until such time as a…

Retail Confidential: 10 Things Consumers Should Know

I imagine there will be some folks with small businesses who won’t like me telling you what I am about to tell you.  But it is high time consumers got a better understanding of just how difficult it is to run a small business in today’s market, and why sometimes their prices are higher than the National chains.  This article does not begin to touch on all the variables and details, but will hopefully give you an appreciation of just how perilous it can be to own a business today.  Maybe it will encourage you to shop at the smaller stores like…

On Business: Winners and Losers…and Summer Squash Muffins

“Winners do things losers don’t want to do.” That is a quote from Dr. Phil from a 2009 episode of his show that I saw this morning at 6:00 am.  (This is what happens when the dog gets you up too early.)  The show was about couples arguing about money; specifically, it was about women wanting to be entrepreneurs and start businesses while their husbands aren’t sure about making the investment. In one case, there were two women who are friends wanting to open a women’s boutique together, but the husbands were not so sure it was a good idea.  So Dr.…

Sausage and the Wisdom to Know the Difference

Retail is a fickle business and should not be entered into lightly.  Owning a small business is fraught with peril and is not for those who are faint of heart or short on cash.  I know this first hand, and have been in recovery from a six-year stint as a small business owner for a year now.  There is no such thing as projected sales, and I don’t care who tells you otherwise.  If anyone tells you they have a definitive way of predicting future sales, you just walk away.  Better yet, run.  Past patterns can be a predictor of future outcomes,…

The Top 10 Reasons I am a “Regular”

I’m off to do good for others today.  So while I am out, here’s a little something for you to digest.  I look forward to your comments! Since we all know I don’t have a life, I thought I’d take some of the copious time on my hands to write about food from a different perspective:  The Dining-Out Experience. No, I have not gone off half-cocked and appointed myself a culinary expert.  This isn’t about the food.  Well, OK, it isn’t all about the food.  It’s about the total package of the dining-out experience from the perspective of a customer.  I happen…